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Commercial Lending in 2020- A New Normal?
In this Episode, Cecil Cummins and Erik Chick discuss commercial lending in 2020, how the first quarter finished out, and what the next 3-12 months may look like for commercial Real Estate Lending.
Erik Chick has over 20 years in the banking industry. Erik Current serves as the Chief Lending Officer and Executive Vice President for Severn Bank. He was a Vice President and Commercial Relationship Manager with Severn Bank since 2015. He has held various positions with local community banks including commercial banker, commercial real estate, residential, consumer lending and management roles. Mr. Chick, a life-long Anne Arundel County resident, received his Bachelor of Science degree from Johns Hopkins University, where he was captain of the lacrosse team. He also received a certification in Commercial Lending Practice and Risk Principles from the Risk Management Association Commercial Lending School.
Mr. Chick was named a Top Banker by Smart CEO in 2012/2013. He is a former YMCA of Anne Arundel County board member. He has also been active with Habitat for Humanity, the South River Colony Conservancy and various other conservation, community and youth athletic associations. In addition, he coaches and volunteers with youth recreational sports in the county. Mr. Chick lives in Edgewater with his wife and three children.
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BONUS Episode: Virtual Assistants in the CRE Brokerage Industry
Cecil Cummins, a young entrepreneur, is interviewed by Daniel Ramsey, CEO, and Founder of the Virtual Assistant Company, MyOutDesk. Cecil and Daniel speak about his experience, Four years in the industry, and how Cecil was able to build his business and was able to reach his biggest year in 2021. Cecil decided to become a client in MyOutdesk to seek an assistant that would help him in running his CRM and administrative tasks.
Cecil shares his best practices in training his virtual assistant and provides tasks to be able to maximize his assistant's potential in helping him leverage growth in his business.
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