Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
James Orr
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Top 10 Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast Episodes
Goodpods has curated a list of the 10 best Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast episode by adding your comments to the episode page.
Secrets to House Hacking
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
12/27/24 • 76 min
Learn the secrets of house hacking in Chandler.
This class is Module 15 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
- What are the different variations of the house hacking real estate investing strategy and what are some of the pros and cons of each.
- What are the most common ways to finance house hacking real estate investments? And what are some of the more unusual ways?
- Is the house hacking real estate investing typically an active or passive investment?
- How long do you typically hold house hacking real estate investments? And, why might you change that?
- How do you typically exit a house hacking real estate investment? How does your buyer typically finance the purchase when they buy from you?
- Is the house hacking real estate investing typically for real estate investors or real estate entrepreneurs... and what’s the difference?
- How much money is typically required to invest utilizing the house hacking real estate investing strategy? What are some of the less common money requirements?
- What credit is required to utilize the house hacking real estate investing strategy? And, what are some less common credit-related requirements?
- What are the 4 primary skills required for house hacking real estate investors? And, how does one of those skills vary depending which strategy you’re utilizing.
- Is the house hacking real estate investing actively or passively stable? And, what does that means in terms of the entire business blowing up in your face?
- How scalable is the house hacking real estate investing strategy?
- What is your risk exposure with the house hacking real estate investing strategy? What are some of your risks? How does that increase with certain sub-strategies?
- How quickly do you make money with house hacking? What amount of money do you make at that interval?
- How does one typically find deals as a house hacking real estate investor? What are some of the more unusual ways to find deals?
- What do you use to analyze house hacking real estate investments and where to get a copy of the spreadsheet you need... for free?
- What are the ideal market conditions for the house hacking real estate investing strategy and what is a challenging market to utilize this strategy in?
- How accessible or available are viable house hacking real estate deals?
- Can you utilize your retirement money to invest in house hacking real estate investments?
- Plus much more...
Check out the video and additional resources related to Secrets to House Hacking .
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
Deal Alchemy™ - Residential vs Commercial Property
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
04/19/24 • 14 min
Deal AlchemyTM - Residential vs Commercial Property
Deal AlchemyTM is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement.
For example, you could choose to invest in residential properties where your tenants would live in the property. Alternatively, you could choose to invest in commercial properties where your tenants do not live in the property.
Often, these investments would have different numbers and characteristics, such as who pays taxes, insurance, and maintenance on the property. However, for the sake of today's mini-class, we will look at just the difference in the tax benefits of depreciation in two identical investments, except one is residential and the other is commercial, to see how that impacts your overall returns.
In this class, James discusses:
- The definition of alchemy
- What is Deal AlchemyTM
- How to manipulate returns and move them between quadrants
- An example by purchasing a commercial property with 39-year depreciation schedule instead of a residential property with a 27.5-year depreciation schedule
- Plus much more...
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
Secrets of Wholesaling
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
04/11/25 • 53 min
Learn the secrets of wholesaling real estate in Chandler.
This class is Module 30 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
- What are the different variations of wholesaling real estate and what are some of the pros and cons of each.
- What is a strategy similar to wholesaling where you can do half the work and earn the same amount of money... or earn twice as much money easier?
- What are the most common ways to finance properties that you’re wholesaling? And what are some of the more unusual ways?
- Is wholesaling typically an active or passive investment?
- How long do you typically hold wholesale properties for? And, why might you change that?
- How do you typically exit a wholesale property? How does your buyer typically finance the purchase when they buy from you?
- Is the wholesale strategy typically for real estate investors or real estate entrepreneurs... and what’s the difference?
- How much money is typically required to wholesale properties? What are some of the less common money requirements?
- What credit is required to wholesale? And, what are some less common credit-related requirements?
- What are the primary skills required for the real estate wholesaling business?
- Is the wholesaling strategy actively or passively stable? And, what does that means in terms of the entire business blowing up in your face?
- How scalable is the wholesaling strategy?
- What is your risk exposure when wholesaling real estate? What are some of your risks? How does that increase with certain sub-strategies?
- How quickly do you make money when wholesaling? What amount of money do you make at that interval?
- How does one typically find wholesale deals? What are some of the more unusual ways to find deals?
- What do you use to analyze wholesale properties?
- What are the ideal market conditions for the wholesale strategy and what is a challenging market to utilize this strategy in?
- How accessible or available are viable wholesale properties?
- Can you utilize your retirement money with the wholesale real estate investing strategy?
- Plus much more...
Check out the video and additional resources related to Secrets of Wholesaling.
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
Secrets of Property Management
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
10/18/24 • 59 min
Learning how to correctly manage properties is a critical skill for landlords.
This class is Module 5 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
- What should you be doing to document the condition of the property before the next tenant takes possession?
- The one free thing that few landlords do that could save you thousands of dollars from an unscrupulous tenant.
- What is the risk-reduction significance of having matching photos of before and after?
- What reminders should you be sending the incoming tenant before they start renting your property?
- What is the best practice for how do you deal with a tenant moving in mid-month?
- What’s the one critically important thing we must do with the security deposit and first month’s rent we collect from the tenant?
- What day should the new tenant’s utilities start?
- What else do we give tenants prior to moving in that we expect them to have done prior to move-in?
- A little management trick you can use that gives us a break the morning the tenant’s moving in.
- What should you lease say about the move-in inspection form to significantly reduce your risk?
- What does a move-in inspection form look like? And, what should it say?
- What obligations does the tenant have to you... as the landlord the first week moving into the property? What do you do if they fail to provide it to you after 5 days?
- How do we address pest control issues with a property a tenant has just moved into?
- What’s one thing we insist tenants do in the lease and require they provide proof of when they move in?
- What should you be doing for the tenant in the first month? And, why do some landlords prefer to do this every month?
- What’s one little reminder for the tenant that can save you thousands in repair costs?
- When should you inspect a property? How do you deal with lease violations if you discover them?
- What should you be doing 90-120 days prior to the current lease expiration date?
- How do you differentiate between renewal rent rates and fair market rents? And, how do you deal with this discrepancy?
- What should you be doing 60-90 days prior to the current lease expiration date?
- See an example of a lease extension, why I personally recommend not using one and what to do instead.
- What do you do if the current tenant is not renewing their lease?
- An example of a move-out checklist? What should you include in yours?
- What should be the very first thing you do when taking possession of the property from a tenant at the end of their lease?
- What must you do to avoid having to pay a tenant 3 times their security deposit?
- What should you have in every tenant file?
- Plus much more...
Check out the video and additional resources related to Secrets of Property Management.
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
How to Analyze an All-Cash Rental Property Purchase
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
07/05/24 • 68 min
How to Analyze an All-Cash Rental Property Purchase
Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash.
In this class, we will look at how deal analysis changes when you plan to buy a property for all cash, without a mortgage, using The World's Greatest Real Estate Deal Analysis SpreadsheetTM.
Or, check out the deal analysis example for Chandler, Arizona:
Deal Analysis and Modeling for Chandler
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
Secrets to Improving Cash Flow
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
03/14/25 • 84 min
Learn the secrets to maximizing cash flow on rentals in Chandler.
This class is Module 26 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include how to improve cash flow:
- When selecting a real estate agent/broker
- Locking/floating your mortgage interest rate
- Searching for less expensive properties
- Searching for pretty properties that don’t need work
- Searching for properties and negotiating for seller concessions
- Searching for properties with creative financing
- When selecting a lender/mortgage broker
- When selecting a loan based on closing costs
- Offering less than list price when buying properties
- Paying for closing costs upfront instead of financing them
- Pre-paying Private Mortgage Insurance (PMI) instead of paying it monthly
- Getting a staggered rate mortgage
- Buying down your mortgage interest rate
- Improving your credit score
- Adding a strong borrower to the loan
- Removing a weak borrower from the loan
- Getting a loan partner
- Signing up for auto-pay
- Having additional accounts or relationship with your lender
- Changing the amortization of the loan including interest only loans, negative amortization loans
- Improving your interest rate from changing loan durations
- Extending the repayment period
- Changing the amount borrowed
- Changing your loan-to-value of the mortgage
- Accepting an adjustable-rate mortgage
- Eliminating PMI
- Pre-paying PMI
- Utilizing a rate and term refinance before acquisition
- Doing a cash out refi to buy/refi a property
- Paying cash for a property instead of financing it
- When getting private or creative financing
- Formally assuming a mortgage
- Changing the term of the lease
- Utilizing lease-options
- Niching down and catering to a specific group of tenants
- Utilizing roommates, renting by bed/bedroom and/or renting by parts
- Subdividing the property
- Upgrading the property
- Installing solar
- Furnishing the property
- Converting the property to more optimal configurations
- Collecting improvement rent
- Optimizing the marketing of the property
- Maximizing exposure when marketing
- Improving your sales skills to tenants and tenant-buyers
- Optimizing showings
- Refinancing the property to extend term and/or improve rate
- Paying off the loan completely
- Correcting inaccurately assessed properties
- Voting to minimize taxes
- Shopping insurance rates
- Changing insurance coverages
- Changing who is insured
- Changing insurance deductibles
- Requesting PMI be removed
- Getting discount for auto-pay
- Getting discount for early payment
- Self-managing the property
- Hiring a professional property manager
- Managing your property manager
- Insisting on best property management practices
- Maintaining your property
- Using quality materials in your property
- Accelerating depreciation
- Offering additional paid services to tenants
- Offering done-for-them services to tenants
- Correctly billing back for services included
- Tiering rent by credit score
- Collecting pet rent
- Changing billing frequency
- Offering auto-pay
- Offering discount for early or on-time payments
- Insisting on ample notice of lease renewal
- Marketing early for next tenant
- Renewing leases during peak season
- Insisting on tenant’s having renter’s insurance
- Plus much more...
Check out the video and additional resources related to Secrets to Improving Cash Flow.
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
Tax Deductibility of PMI Payments
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
07/19/24 • 14 min
Tax Deductibility of PMI Payments
Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom!
Join us for an exhilarating journey through the labyrinth of PMI tax laws, where we'll explore:
- Two Distinct Worlds: Owner-occupant properties and investment/rental properties. What's the difference, and why should you care? We'll tease you with the answers!
- The Owner-Occupant Odyssey: Living in the property? You might think PMI is no longer deductible for you, but is that the whole truth? And what's this about NomadsTM?
- Investor's Paradise: House Hackers, Rental Property Business owners, and more! Discover the secrets that could make PMI an exciting part of your financial strategy. No income limitations? Intrigued?
- The Grand Conclusion: We'll tie it all together, leaving you with tantalizing insights and a thirst for more. Whether you're an owner-occupant or an investor, we'll reveal just enough to make you crave the full story.
This class is more than just a tax lesson; it's a thrilling adventure, a treasure hunt, and a financial empowerment session all rolled into one! Whether you're a seasoned pro or just dipping your toes into the real estate waters, we've got surprises and insights that will leave you hungry for more.
So grab your financial compass and join us on this thrilling expedition. The path to PMI tax wisdom awaits, and it's a journey you won't want to miss!
In this class, James discusses:
- What is Private Mortgage Insurance (PMI)?
- Is PMI deductible for home-owners?
- Is PMI deductible for NomadsTM?
- Is PMI deductible for house hackers?
- Can you eve have PMI as a real estate investor?
- Is PMI deductible for real estate investors?
- Plus much more...
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
Secrets to Financing
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
12/20/24 • 81 min
Learn the secrets of financing investment properties in Chandler.
This class is Module 14 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
- What are the 14 financing options for buying rental properties?
- What is PMI and why would you ever pay for insurance to protect the lender?
- How paying the lender can improve your cash flow and how accepting a little kickback from the lender can reduce your closing costs.
- The 5 most common loan programs for funding the purchase of your investment properties.
- The most common loan program—don’t worry... it is also NomadTM and house hacker approved—and the details on how to use it to buy single family homes, condos, townhomes, duplexes, triplexes and fourplexes with small down payments.
- The best loan program for those with credit challenges, recent bankruptcies, and/or foreclosures... and how to use it to acquire rental properties—even duplexes, triplexes and fourplexes—with a small down payment.
- The two nothing-down loan programs and the details on using them.
- When to go to specialized portfolio lenders... and the pros and—more importantly—the cons of using these special loan programs.
- More exotic loan programs/sources that fewer people know about and even fewer use...
- Why it pays handsomely to plan your loans from the beginning to avoid painting yourself into a corner, living with reduced cash flow and locking yourself out of being able to access equity in your properties.
- The recommended, preferred order of loans for NomadsTM looking to acquire a portfolio of rental properties.
- The importance of understanding the qualification requirements of your desired loan programs... especially if you’re self-employed.
- How your credit score impacts your ability to get loans and where to get access to your credit score... for free... to improve it and ultimately improve your cash flow.
- A simplistic—yet effective—approach to debt-to-income to help you qualify for investor loans and reduce risk.
- The most often requested loan docs and why/how you should keep a folder with these files at hand for getting new loans.
- Plus much more...
Check out the video and additional resources related to Secrets to Financing.
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
Warning - Risks of Rental Demand Declining When Investing in Real Estate
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
05/31/24 • 27 min
Warning - Risks of Rental Demand Declining When Investing in Real Estate
Risk, risk, risk... Life is full of risks.
To a limited degree, we get to choose which risks we voluntarily take on.
For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in something else with its own set of risks.
One risk when investing in real estate is the risk that the property you buy as a rental experiences a decline in rental demand, which often leads to a reduction in the rent you are getting.
What are some things we can do to eliminate or mitigate this risk in advance of seeing possible rental market demand declining, and what are some things we can do after demand softens?
That’s what James will cover in this mini-class.
In this class, James discusses:
- A George S Patton quote about fear, risks and making decisions.
- More/Less speculative returns and why cash flow is more speculative than most people believe
- Buying properties that have mass appeal
- Buying better quality properties
- Modifying Warren Buffett's quote: Buying wonderful properties at fair prices versus buying fair properties at wonderful prices.
- Two opposing thoughts: discount for protection or quality to avoid selling
- Lower rent, hold on and absorb lower income
- Reserves and cumulative negative cash flow
- Change use
- Improve cash flow
- Sell
- Give property back
- Refi and/or recast
- Bring in partner
- Plus much more...
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
Warning - Risks of Loan Called Due When Investing in Real Estate
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast
04/12/24 • 30 min
Warning - Risks of Loan Called Due When Investing in Real Estate
Investing in real estate adds some risk to an already risk-filled life.
However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have.
For example, choosing to utilize strategies where the lender has the right to call a loan due—like many types of creative financing, using home equity lines of credit, and many commercial loans—adds the additional risk of possibly having loans on your properties called due and payable in full.
Add in the fact that these often coincide with the most extreme market conditions, and it can be a recipe for disaster for you as a real estate investor... a perfect storm of sorts... extreme market conditions where refinancing or selling can be near impossible or at least impractical, and the lender forcing you to do just that very thing at the same time.
In this mini-class, James will discuss the risk of loans being called due, what we can do about it, and how to mitigate or eliminate that risk completely.
In this class, James discusses:
- A George S Patton quote about fear, risks and making decisions.
- When are loans called due?
- Balloons on mortgages
- Breach of agreement on mortgages
- Buying properties subject-to the existing financing, lease-options, and lease-purchases
- Lender's option to terminate loan agreement
- The perfect storm: extreme market conditions and lenders calling loans due
- How to avoid having a loan called due
- Options when a loan is called due
- Plus much more...
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Chandler real estate investor podcast? Book a free consultation to discuss.
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FAQ
How many episodes does Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast have?
Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast currently has 156 episodes available.
What topics does Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast cover?
The podcast is about Entrepreneurship, Investing, Podcasts and Business.
What is the most popular episode on Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast?
The episode title 'Should I Put 15% or 20% Down When Buying a Rental Property?' is the most popular.
What is the average episode length on Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast?
The average episode length on Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast is 50 minutes.
How often are episodes of Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast released?
Episodes of Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast are typically released every 7 days.
When was the first episode of Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast?
The first episode of Chandler Real Estate Investing & Real Estate Financial Planning™ Podcast was released on May 21, 2022.
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