
CASH KID
The Cash Kid
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Goodpods has curated a list of the 10 best CASH KID episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to CASH KID for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite CASH KID episode by adding your comments to the episode page.

Advisor Advice Part 2
CASH KID
09/04/23 • 12 min
Want some advice? You'll find it in this episode where we interview Financial Advisor Jon Cunningham on best practices to teach kids financial skills and tips to start investing early. Don't miss out! This episode is especially great for parents and kids to listen together. This is a two part series so stay tuned!
Learn more about your ad choices. Visit megaphone.fm/adchoices

What is a "Cash Kid?"
CASH KID
04/03/23 • 3 min
Ready to learn how to grow, save, and invest your money at an early age? Join us on this journey, as I seek to help my generation become financially smart at a younger age. You'll be the expert among your family and peers. Anyone can be a Cash Kid, you just have to learn how to become one. The Cash Kid Podcast is underway!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Money, Makes Money, Makes Money
CASH KID
01/29/24 • 21 min
Is your money making you more money? If it's not, you are harnessing the power of our next financial term, "compound interest." In this episode, we brought in book author and financial expert Brian Feroldi to explain to us how compound interest works. Not understanding this term could cost us all big bucks down the road. Don't miss out and listen in to find out how money, makes money, makes money in this episode of the Cash Kid Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices
TranscriptWelcome back Cash Kids!
Alright, I’m going to get serious... listen up. We’ve hit on many financial terms this season already.
But today.
Today’s term is one that many, many, lose lots of money without even realizing it because they don’t understand how it works. If we Cash Kids can understand the power of “compound interest” early in life... guess what, we’ll have more later in life.
And I’ve got a great financial expert and book author here to break it all down for us. Brian Feroldi is the author of the book, “Why Does the Stock Market Go Up?” We loved this book in our house and Brian agreed to come on the show to talk about it.
Stay tuned, please... it’s a matter of big bucks down the road.
The Cash Kid Podcast is underway!
Intro tease:
So you’ve got some cash. Maybe from an allowance, or that money your grandma gave you for your 7th birthday. Here you go, sweetie. Thanks, Grandma.
Whatever it is, what are you going to do with it? Spend it, hide it away... or maybe invest it? Let’s start learning how to make that money grow.
Time to learn how to be a cash kid.
So joining us today is Mr. Brian Feroldi. Brian is a financial educator, podcaster, YouTuber, speaker, writer and author. Mr. Brian’s vision is to spread financial wellness, which is exactly what us Cash Kids need. Welcome to the show Brian. And first off, tell us a little bit about yourself.
Brian Feroldi: Well, thank you for having me. It is a true honor to be here. I myself graduated from college in 2004 and I really put that down as the mark of the start of my money journey. Prior to that, I was taught absolutely nothing about about money growing up, despite graduating with a degree in business. I was taught next to nothing about personal finances.
I was taught next to nothing about the stock market, about compound interest, about the basic principles of spend less than you earn, invest the difference, and grow your wealth. Now, after college, my dad handed me a copy of a very popular book back in 2004 called The Rich Dad Poor Dad, by Robert Kiyosaki. And that book was the first book I ever read that opened my eyes up to the idea that anybody can build wealth.
Anybody can become wealthy in one generation. And importantly, rich people think differently about money than middle class people, and poor people do. And that book opened my eyes to the power of compound interest, introduced me to people like Warren Buffett and Peter Lynch. And that really kickstarted a love affair with everything related to money, personal finance and investing that continues to this day.
So for the last 20 years since I launched that book, I have been doing everything in my power to educate myself and take that information, to educate other people about how to do better with their money.
Cash Kid: All right. That's amazing. So first off, tell us about your book, “Why does the stock market go up?”
Brian Feroldi: So I have been voraciously reading books about money and investing for, again, the last 20 years. One question that I always had about investing in the stock market is that lots of books I read essentially said the same thing. The stock market is the greatest wealth creation machine ever. The stock market grows at a compound annual growth rate of about 10% per year.
And every time the stock market crashes, don't worry, that's the time to buy. The stock market will always come back. I bought that hook line and sinker. However, I didn't understand a fundamental question despite reading those great books. And that was I could see the long term chart that showed the U.S. stock market going up and to the right continually for decade after decade.
But it was never explained to me why that happens. And I was always taught as a kid, what goes up must come down. So every time the stock market crashed, as it did in the year 2000, as it did in the year 2008, as it did in the year 2020, I always thought, Well, that's it. It's crashing. Why on earth would this stock market come back and continue on to a new high?
So I wanted to answer that question fundamentally for myself and really get into the crux of why. Why does the stock market go up? So that was the that was the reason that I wrote the book, is that no such book like that existed.
Cash Kid: Yeah. You cover a lot of topics in your book, but today we ...

A Loan Is Free Money, Right?
CASH KID
11/20/23 • 8 min
A loan is free money, right? This week we dive into learning three more financial terms we "Cash Kids" need to learn to further our super financial skills. Loan, debt, and interest. How are they all tied together? How much debt are Americans in? Plus, a Cash Kid blooper to laugh about. That and more coming up in this episode of the Cash Kid Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices
TranscriptThat’s Warren Buffett during a conference in 2009, stating there’s even a problem with this generation when it comes to financial literacy terms. It’s my goal, that’s not said about my generation!
So, welcome back Cash Kid Podcast listeners! You’re listening to episode 6 already of season 2 where we are focused on building super financial literacy skills this season.
What about debt and interest rates?
And how much debt are Americans in?
You’ll find out.
Stay tuned. The Cash Kid Podcast is underway.
Intro tease:
So you’ve got some cash. Maybe from an allowance, or that money your grandma gave you for your 7th birthday. Here you go, sweetie. Thanks, Grandma.
Whatever it is, what are you going to do with it? Spend it, hide it away... or maybe invest it? Let’s start learning how to make that money grow.
Time to learn how to be a cash kid.
Listen, let’s be honest. When kids ask their parents for money and they give it to us.... In the back of our minds, we have no intentions of paying that money back, right? I mean. We used it. And for the majority of our lives up until we start making our own money, this is how it works.
But in the real world, when someone loans you money... they definitely, definitely, expect you to pay them back. This brings us to our first term this episode. What is a loan? (ding)
A loan is basically an amount of money that a bank or lender has allowed you to borrow for a certain amount of time and pay back with interest.
One example is a mortgage. This is the type of loan your parents probably have to pay for your house. Most mortgages are set at a 30 year loan. So say you purchase a house and take out a loan (mortgage) and have 30 years to pay a certain amount each month to pay back the bank that loaned you the money to buy the house.
When you take out a loan, you incur what our next financial term is called... debt.
Debt is money that you owe to either a person or a business.
Here are some stats.
American households carry a total of $17.1 trillion in debt as of the second quarter of 2023, and the average household debt is $101,915 as of the end of 2022.
Rising debt can mean less economic opportunities, plus slows economic growth.
Now, in the mortgage example, your parents owe the bank a certain amount every month for the next 30 years.
So let’s say you also need a car. So, you take out an auto loan. Auto loans are usually set around 5 years. It’s the same principle. You now have a new loan and more debt basically. You have more money you owe back to a financial institution over a period of time.
Last episode, we talked about your credit score and what things can affect your credit score. The amount of loans you have open and the amount of debt you have, can impact your credit score.
Now, if you make your loan payments each month on time, then you are being financially smart and paying down your debt. But if you don’t, you can incur additional fees and your interest rates could go up, thus increasing your debt.
I think it’s clear which direction you want to be headed in, right? So, is a loan free money? Nope. Those days of just taking your parents cash and never giving it back were fun, but the real world is knocking... and they want that cash back.
(music)
Now, how does someone get a loan? Well, you have to show you have good credit which we discussed in previous episodes. You have to show you are responsible financially so the banks will in good faith trust you to pay the money back.
How many of you have had a friend or sibling borrow some money, and in the back of your mind... you knew... that money is gone?
Lenders will look at your past financial history, your credit record and see if you are eligible to be offered a loan based on your habits and behaviors financially. They won’t think of you as a friend though and just let it go... this is business, they want to feel confident you can repay. Which means they’ll also want to know how much money you make. They want to see that you don’t have five credit cards, two car loans, a mortgage, and now need another loan but don’t make enough to even pay off those other, there’s that word again, debts.
So, be aware. Taking out a loan needs to have a purpose in mind... and a game plan to pay it back to eliminate your debt.
And let’s just touch on interest here for a minute. With any loan, not only is it no...

What is a Credit Score?
CASH KID
11/13/23 • 8 min
What’s a credit score? Do you know? When do you get one and how is it calculated? And why does your score even matter? Well, turns out, it does. Find out those answers in more in season 2 episode 5 of the Cash Kid Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices
TranscriptWhat’s a Credit Score?
Welcome back to another episode of the Cash Kid Podcast. Whether you're listening from Amazon Music, Apple Podcasts, Spotify, the Cash Kid Podcast website, or wherever you like to listen from, we’re glad you are here!
This is episode 5 of season 2 where each week we dive into different financial terms we need to know to become cash kids. This week, what is a credit score? Do you have a credit score? If so, how is it calculated? What’s a good score? And can you just ask people what their score is? Those answers and more coming up. Plus, another book review this week. The Cash Kid Podcast is underway!
Intro tease:
So you’ve got some cash. Maybe from an allowance, or that money your grandma gave you for your 7th birthday. Here you go, sweetie. Thanks, Grandma.
Whatever it is, what are you going to do with it? Spend it, hide it away... or maybe invest it? Let’s start learning how to make that money grow.
Time to learn how to be a cash kid.
Last week we discussed the difference between debit and credit. We stated that credit is money that’s borrowed from a lender in return that you agree to pay it back, usually with interest. But how well you pay it back, how often, and how much credit you have all can feed into your credit score.
Now, for kids my age, we don’t have credit scores yet. But, let’s compare it to an adult’s grade point average or GPA. At my age, we worry about our GPA by the grades we get in school. It’s based on how well we perform in our classes. A credit score is kind of similar.
A credit score is a prediction of your credit behavior. Like, how likely are you to actually pay back a loan on time. Let’s say you turn 18 and open a simple credit card with a $5,000 limit. If you spend it all but then forget to pay it back, or at least make the minimum payment each month... guess what... your credit score will take a hit and start to go down.
Credit scores range from 300 to 850.
I tried figuring out why “these” numbers. I mean why not start at zero? But I haven’t found a clear answer yet.
So, just remember the score ranges from 300 to 850. The higher the number the better. A score below 700 is considered “fair” credit... we’ll equate that to getting a “C” average. Anything around 700 to 800 is good,... say an A-B average and over 800 is considered exceptional or A+.
In 2022, the average FICO Score in the U.S. reached 714. There are actually several sites where you can check your credit score at any time.
But how can you achieve those higher numbers? Many times this is a mystery to most. I’ve learned most adults don’t even know what their score is. And why does it even matter what your score is? We’ll discuss this more coming up, after this book review from my Mom.
(music)
This week we are spotlighting an activity book. The title is “Investing for Kids Activity Book” by Justine Nelson. It has over 65 activities about savings, investing, and growing your money that kids can easily work through to get a concept of how money works and how they can work to make it. Each workbook activity takes less than 5 minutes. The book can be found on sites like Amazon and Wal-Mart for less than ten dollars. Stocking stuffer for sure that will pay dividends!
(music)
Thanks Mom! Alright. So, why does your credit score matter? It matters because companies use your credit score to decide on whether to offer you money to borrow to make purchases like a house, or a car.
Like our $5,000 dollar credit card example earlier where he forgot to pay it back or make payments on time. Say that same person went to try and buy a car and needs a loan to do it, which would be another line of credit. The car dealership will look at his credit score and say, “Hey, your score isn’t great because you show as being behind in paying back your debt.” So, no car for you!
There are actually several factors that impact your credit score. Here are some. Your bill-paying history is one. Like in our example, how well do you pay your bills?
Another factor is how much current unpaid debt you have. So how many lines of credit do you have open and how much do you still owe on each of those?
Also, the number and type of loan accounts you have. We’ll just say most adults have a car loan and a mortage (your house payment). If you have those two but you pay the balances each month, on time, then this type of practice can increase your score.
Another factor is how much of your available credit are you using. So if you have a $5,000 dollar credit card and it’s maxed ...

Debit vs Credit
CASH KID
11/06/23 • 13 min
Debit versus credit. What's the difference? How fast is credit card use growing? How can it get you in trouble, fast? And what are banks doing to prepare for our generation's needs in how we want to handle money or forms of it? Answers to those questions and more coming up in season 2 episode 4 of the Cash Kid Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices
TranscriptDebit vs Credit
Hey Cash Kids! Ready to test your financial literacy skills even further today? We are in season 2, episode 4 of the Cash Kid Podcast where we are working to build super financial skills. If you haven’t already, go back and listen to past episodes as each one builds on the next.
Today, debit vs. credit. Do you really know the difference between them? How fast is credit card use growing? Can it get you in trouble? And what are banks doing to meet our generation's financial needs? Those answers and more are coming up! The Cash Kid Podcast is underway.
Intro tease:
So you’ve got some cash. Maybe from an allowance, or that money your grandma gave you for your 7th birthday. Here you go, sweetie. Thanks, Grandma.
Whatever it is, what are you going to do with it? Spend it, hide it away... or maybe invest it? Let’s start learning how to make that money grow.
Time to learn how to be a cash kid.
Joining me again today is Mrs. Amy Greer with Cadence Bank.
She is the Director of Digital Transformation where she works to make sure customers have a great experience online or in banks apps, including all types of money movement that we will talk about today.
Thank you, Mrs. Greer, for joining us on the show again. Let’s get into it.
Cash Kid: So what is your definition for debit?
Amy Greer: Well, a debit card is actually a tool that's connected to a checking account that allows you to use that at various places, such as stores and any merchants is what they are called that accept card payments, which is pretty much everywhere nowadays. But it is a way to to pay for for goods or services, and it comes directly out of your checking account.
So you have to have the funds in the account in order for it to process. It's not money that you're borrowing, and so it's not credit, which I know we'll talk about in a little bit, but it's actually linking to the cash that you have sitting in your checking account. And so it's just a quick and easy way to pay for things.
And it also helps guarantee that you have proof of purchase and kind of like a digital receipt. And because then you can go back and look and see what you spent where in the super helpful in that way.
Cash Kid: So to clarify, debit is cash you actually have in your checking account. Right.
Amy Greer: That's right. It's your money in your account. And debit is just the tool that you use to get to to pull the money out, to pay a person.
Cash Kid: How did people pay for things before debit cards from their checking account?
Amy Greer: So lots of checks. Lots of lots of recording checks in the check register, like I mentioned. So people would pay with checks and cash was a lot of cash. And there's been a huge decrease in just the amount of cash that the government even makes now, paper cash. Because of because of the digital currency and things that are taking over.
Cash Kid: What brought about the need for debit?
Amy Greer: The need for debit, I think, really began out as just the fact that cash was getting harder to keep up with. Checks were people were trying to be more environmentally friendly and not write as much paper. And so this concept of the debit system, that electronic money movement kind of was birthed. And it's really again, it's back to it gets money places faster and safer and there's a trail for you to track it.
Cash Kid: How do people mostly use debit as a form of payment?
Amy Greer: Most people use debit as a form of payment at what we call point of sale, which that means you're at a store or another name you'll you'll learn over the years as a merchant. And so really, as you as you are buying something in the gas station or you're buying something, you know, at a concession stand or at an event, that's the point of sale purchase is when you tap your card or insert your card or swipe your debit card. There's all different options these days. That's where most of the transactions occur. It's not as readily available to use your debit card to pay another individual. That's where some of the digital forms of payment come in, where you can send money digitally to different accounts like Venmo and things that we've talked about.
(music transition)
Cash Kid: All right. Let's switch to credit. I feel probably, most people hear this term more than debit. What is your definition of credit?
Amy Greer: So credit in the simplest sense is really an account that's established. But ...

Checking vs Savings
CASH KID
10/30/23 • 12 min
Checking versus a savings account. Do you really know the difference? How many people are still actually writing checks these days? When should you open these accounts? We answer and discuss these questions and more in season 2 episode 3 of the Cash Kid Podcast. Join us as we dig deeper into building super financial literacy skills in this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
TranscriptChecking vs Savings Account
What’s up Cash Kids! First, every week we are watching the number of new listeners and we can’t thank you enough for joining us on this journey. Right now, you are listening to season 2 episode 3 of the Cash Kid Podcast where we are focused on learning super financial skills. So, let’s get started!
First a riddle for you.
I love riddles. What kind of book can make money? The answer,coming up.
The Cash Kid Podcast is underway!
Intro tease:
So you’ve got some cash. Maybe from an allowance, or that money your grandma gave you for your 7th birthday. Here you go, sweetie. Thanks, Grandma.
Whatever it is, what are you going to do with it? Spend it, hide it away... or maybe invest it? Let’s start learning how to make that money grow.
Time to learn how to be a cash kid.
Checking vs a Savings Account. Do you really know the difference? When do you need one, or both? And are writing checks the ancient past. Hahaha! Joining me today to break it all down is Mrs. Amy Greer with Cadence Bank.
She is the Director of Digital Transformation where she works to make sure customers have a great experience online or in banking apps, including all types of money movement that we will talk about today.
Thank you, Mrs. Greer, for joining us on the show.
Amy Greer: You're welcome. I'm so glad to be here.
Cash Kid: First off, tell us a little bit about yourself.
Amy Greer: So, my name is Amy Greer, and I have been in banking for over 18 years. And I was with Region’s Bank for a while. And now I've just started a new journey with Cadence Bank here in Birmingham and have always been very passionate about financial literacy and in making sure that the banks can provide tools and technology to help users learn how to manage their financial life.
Cash Kid: All right. We've brought you on to help educate our audience about the difference between a checking and a savings account. Let's start with checking. Tell us basically what that is. Please.
Amy Greer: So a checking account is basically a place for you to store your money at at a bank that can be opened for you by a parent. Really, at any age, they can set it up and they can be joint on your account. But until you're 18. Typically in most states you can't have one on your own.
So if you have if you earn money from chores or different projects you worked on or jobs as you get older and you start to get jobs, anything like that that you earn or even money that you get as a gift for Christmas or various birthdays. It can all be deposited here in the bank. And the good thing at any bank and a checking account is that it's safe there and it's guaranteed.
You can add on other tools to it, like a debit card that allows you to use money in it, like a mobile app that allows you to have access to the funds that sit to the funds that sit in your checking account.
You can then leverage a lot of different ways to send money to people, whether it's through other payment apps like Venmo or PayPal that we all know so much about. Or within the bank account, you can move money out of your checking account for that. You can also use it to buy goods. So there's something that that you need, whether it's food your parents have given you money or you've saved your allowance or something beyond just food it’s something you’ve worked for and you’re ready to purchase it. It’s many different purposes and it’s just a great practice to start learning early on in life.
Cash Kid: What would be some reasons for a kid to open a checking account?
Amy Greer: Well, I think the main reason would be to really get you introduced to learning how to manage money. Until you can have your own account and really see that money that you got, that you earned or that you got as a gift is sitting right here in this bank in this account and it’s safe. And if I go use some of that money for something fun or something, I need to do something I want to donate.
Then you can see what it does to the balance and it triggers it starts in your brain early at an early and important age for you to start realizing what you have left, what you've earned. And the concept of sharing money when needed. And it just helps. It helps develop responsible behaviors.
Cash Kid: Are there fees to consider with a checking account?
Amy Greer: Yes, there can be fees. Actually, that is a very important thing to look into when you're...

A talk with the CA$H KID.
CASH KID
09/25/23 • 6 min
What's next for the CA$H KID Podcast? Listen in as he wraps up season 1 and talks about where we are headed next. There are lots of topics to cover with this podcast and we want you involved. You'll hear ways you can be engaged and always know what's happening with the CA$H KID Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices
TranscriptWhat’s Next for the Cash Kid Podcast?
Hey Cash Kids!
First off, I huge thank you for joining this podcast and helping us grow this audience. In just the first season of the Cash Kid Podcast, we’ve watched this audience grow daily. It’s got friends and family I know talking about their finances more and asking questions to make better financial decisions. I’m learning along with you and so glad you are here with us on this journey.
This episode will mark the end of the first season of the Cash Kid Podcast... but no worries! A new season will start in just two to three weeks. Where are we headed? That and more of my thoughts on this podcast and it’s future..., coming up. The Cash Kid Podcast is underway.
Intro tease:
So you’ve got some cash. Maybe from an allowance, or that money your grandma gave you for your 7th birthday (Here you go, sweetie.) Thanks, grandma.
Whatever it is, what are you going to do with it? Spend it, hide it away... or maybe invest it? Let’s start learning how to make that money grow.
Time to learn how to be a cash kid. (cash register)
First, let’s rewind (tape rewinding effect) and talk about how this podcast even got started.
I was given an assignment in school to create a passion project. Many of my classmates were doing fundraisers, or creating websites to share knowledge about a non-profit or health issue. But I knew what my passion was... the stock market and investing, so I wanted to create a podcast. My teacher said I would be the first to create a podcast from this project.
I came home and told my Mom.. and in full disclosure, I knew I had the materials to create a podcast. You see, my Mom is a full-time voice-over talent and we have a sound studio in our home. When I told her what I wanted to do, she said great... but in her mind, I think she was panicking a little.
Mom: I wouldn't say I was panicking. I just saw myself getting a lot less sleep.
We set out to create 4 episodes. And if you go back AND review the first four you’ll see I started out talking first about the stock market because well, that’s what I’m passionate about. We got great feedback and my teachers, friends, and family encouraged me to continue it. So, we met with a podcast producer to get some guidance and we’ve been growing the podcast ever since. We have so many plans and topics we feel we can cover. From financial literacy terms, what jobs can kids do to make money, how to get your first job, scholarships, and of course how to start investing early. It’s my goal to help my generation, Gen Alpha, to be the smartest financial generation ever. I mean, why not?! Think of how many problems that could solve.
But I’ve also learned from adults talking to me about the podcast, they are finding the information useful as well. I’m grateful for all listeners, young and young at heart.
So, if you haven’t yet, please go back and start from episode 1 and listen in. This first season we touched on a little bit of everything from the stock market, budgeting, investment advice, the type of spender or saver you are, and interviewed three other fellow “Cash Kids” on how they're making money.
In season two, we plan to start breaking it down and we feel the best way to do that is focus on financial terms... that frankly, many adults don’t even know or understand.
As we move into season 2 though, I wanted to communicate ways to be engaged and never miss out.
First, if you haven’t already visit us at cashkidpodcast.com. All episodes are posted here. You can even read the transcripts for each episode. Find contact details for our guests. And be sure to sign up for our mailing list for alerts when new episodes are released.
Also, creating a podcast isn’t free. If you’d like to support the growth of this podcast, there is an option on my website to buy me a coffee. These funds will help us continue to grow the show and are most appreciated!
And most important, you can leave a review or feedback right on our website.
Plus, follow the Cash Kid Podcast on Instagram. We post new content weekly to know what’s going on.
The same for YouTube. We actually have some teachers already using the YouTube videos of each episode to play for their students. This is so exciting to hear!
And most importantly, listen in each week. The Cash Kid Podcast is on all major podcasting platforms like Apple Podcasts, Spotify, Google Podcasts, etc. And whatever platform you choose, please take 3 seconds after listening and rate the podc...

A Jewelry Making Cash Kid.
CASH KID
09/18/23 • 7 min
There are lots of ways for kids to make some cash. In episode 14, we interview fellow "Cash Kid" Ella Kate about her bracelet jewelry-making business, Bracelets by EK. Hear how she turned a hobby and turned it into a money-making idea. Learn more about your ad choices. Visit megaphone.fm/adchoices
TranscriptA Jewelry Making Cash Kid
Welcome back to another episode of the Cash Kid Podcast. I love these types of episodes where we get to bring in a guest who is another fellow cash kid. Today, we’re spotlighting a kid making cash from making jewelry. Her story, coming up! The Cash Kid Podcast is underway.
Intro tease:
So you’ve got some cash. Maybe from an allowance, or that money your grandma gave you for your 7th birthday (Here you go sweetie.) Thanks grandma.
Whatever it is, what are you going to do with it? Spend it, hide it away... or maybe invest it? Let’s start learning how to make that money grow.
Time to learn how to be a cash kid. (cash register)
Joining me today is Ella Kate Miller. Ella Kate is an 8th grader who took an opportunity and turned it into a jewelry making business. That’s why we consider her a fellow “Cash Kid.”
Welcome to the show Ella Kate!
Cash Kid: First off, tell us a little bit about yourself.
Ella Kate: My name is Ella Kate Miller and I’m 13 years old. I go to Pizitz Middle School and I’m in 8th grade. I also play basketball and volleyball.
Cash Kid: That’s cool so uh please, tell us about your business.
Ella Kate: Yeah, so I make bracelets. They’re similar to a business called Enewton. There’s a wide variety of bracelets that I make.
Cash Kid: What gave you the idea to start making these bracelets?
Ella Kate: During Covid I made some lanyards and I sold them so you could use them for your mask. And I had some beads left over so it gave me the idea to make bracelets during the summer.
Cash Kid: How did you learn to make them?
Ella Kate: So from those lanyards they gave me the idea. And they gave me some practice. I also made some little cross bracelets for my grandmother to start off the business so I could get used to using the beads and things like that.
Cash Kid: What influenced you to make this type of style bracelets?
Ella Kate: Yeah, so a lot of my friends have had these little colorful beads with gold accents and things and so I starting making those at first. And I did pretty good with those. And then I started using like gold beads and crosses and those got really popular so I just kept on doing what people kept on ordering.
Cash Kid: Where and how do you sell the bracelets or jewelry you make?
Ella Kate: I make them in my house and then I take pictures of them and then I post them on Instagram. My mom does it on Facebook too. At first, I like texted my friends and they would just tell me what they wanted. But you can also find some Mountain Brook Spartan ones at Smith in Mountain Brook Village.
My Mom is friends with the owner and she really likes them so she was like if you can make me some. I made her about 18 I think. So you can find them at Smith’s Variety in Mountain Brook Village.
Cash Kid: What are you future plans with this business? Would you like to sell them in more stores in the future, or maybe open an Etsy shop?
Ella Kate: I think for right now I would like to keep it small because of how busy I am. But, maybe an Etsy shop in the long run would be cool.
Cash Kid: How much time do you spend on your business?
Ella Kate: Probably around one to two hours a day or more. It doesn’t take me too long to make the bracelets but that helps me a lot for school and sports after school.
Cash Kid: How do you advertise your business?
Ella Kate: So I have as I said my Mom runs my Instagram. It’s called bracelets by EK. And I just post it on there and my Mom kind of repost it on Facebook.
Cash Kid: So is there like a kit you buy or something to give you the materials for the bracelets?
Ella Kate: So I usually buy the beads on Amazon. I think most of all of them are from Amazon. And some cross bracelets that I make, the little cross beads are from Etsy.
Cash Kid: What have you learned from running a business like this at a young age?
Ella Kate: Definitely just stay organized because it’s very hard to know whose bracelets are whose and where things are on my desk. And it’s hard to find what I want when my desk isn’t nice and clean. But I also have like a notes on my phone of who hasn’t paid and who has just so I know and it helps me a lot.
Cash Kid: What advice would you give to other kids thinking of starting a little business of their own?
Ella Kate: I would say make sure you know what you are going to do and have lots of products so you are prepared. And again, stay organized and be ready cause you might start off strong and have a lot ...

Pay Taxes, What!?!
CASH KID
01/15/24 • 15 min
We gotta pay taxes, what!?! Many kids are shocked to learn just how much is taken out of that first paycheck. In this episode, we break down the basics of what are taxes, why we pay them, and what's with all those "W" forms. Oh, and who is Uncle Sam? Let's talk taxes in this episode of the Cash Kid Podcast.
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FAQ
How many episodes does CASH KID have?
CASH KID currently has 82 episodes available.
What topics does CASH KID cover?
The podcast is about Education For Kids, Kids & Family, Investing, Podcasts and Stocks.
What is the most popular episode on CASH KID?
The episode title 'A Kid Making Cash!' is the most popular.
What is the average episode length on CASH KID?
The average episode length on CASH KID is 10 minutes.
How often are episodes of CASH KID released?
Episodes of CASH KID are typically released every 6 days, 18 hours.
When was the first episode of CASH KID?
The first episode of CASH KID was released on Apr 3, 2023.
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