Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
Erin Britt | Budget Strategy Coach
It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.
Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.
This is a debt podcast!
Topics we cover:
Foundational Budgeting Skills:
- How to create and stick to a budget, even with limited income.
- Simple, actionable steps to build a zero-balance budget each month.
Overcoming Impulse Spending & Credit Card Reliance:
- Strategies to control impulse buying and overspending.
- Breaking the cycle of using credit cards as income and paying off debt sustainably.
Budgeting for Busy Moms:
- Budgeting tips for real life - especially budgeting tips for busy moms
Intentional Living & Aligning Spending with Values:
- How to figure out your core values and create a value-based budget
- How to spend intentionally without sacrificing things you love.
- Aligning household routines and systems with financial goals.
Financial Preparedness & Saving for the Future:
- Building emergency funds and saving for bigger expenses with confidence.
- How to manage everyday expenses while planning for future goals like retirement, vacations or a home.
Self-Care & Financial Wellness:
- Prioritizing self-care to avoid burnout.
- Developing healthy habits for long-term financial success and balance.
Mindset Shifts for Financial Growth:
- Abundance mindset
- Embracing financial mistakes as opportunities for growth and grace.
Tracking Spending & Staying Accountable:
- Practical tools to track where your money goes and stay in control.
- The power of community and support systems
A note from Erin:
As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.
*How can I pay off my debt?
*Is there an easy budget method?
*How can I simplify my household expenses?
*How can I pay down credit card debt?
*How can I stop relying on credit cards?
*How to start budgeting for beginners?
*How to budget on one income?
*How can I live within a budget?
*How do I write a budget?
*How do I spend less?
*How can I move forward financially?
*What if I don't have enough money to invest?
*How can I build wealth?
*How can my budget reflect my core values?
*How can I LIVE ABUNDANTLY on a budget?
*Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast)
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Top 10 Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income Episodes
Goodpods has curated a list of the 10 best Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income episode by adding your comments to the episode page.
34// The 50/30/20 Budget: Pros, Cons, and Truth Bombs
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
09/17/24 • 14 min
You know I talk more about a Values-Based Budget. So come along with me as I break down the pros and cons of a 50/30/20 budget.
Click here for the free Budget Foundations Jumpstart!
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Let’s Connect:
Instagram @budgeteffectpodcast
Email [email protected]
Want to ask a question?
Click below to send your question to the show.
48// 6 Habits for Reducing Money Stress - Even During the Busiest Seasons
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
12/27/24 • 18 min
The holidays brought some of the busiest and most stressful weeks of the year for me. So much pressure! Overwhelmed! But during that time, even though I overspent a little, I never felt stressed about money. As I reflected, I came up with six reasons why I never felt stressed about money, and I put them in this episode. Check it out! ❤️
. Listen to the Episode to Answer These Questions:
- What is a future-focused budget, and how can it help reduce financial stress?
- Why is simplifying your financial accounts a key to staying organized?
- How can consistent money wins boost your confidence and keep you on track?
- What role does gratitude play in maintaining a healthy mindset about money?
- How can budgeting help you avoid impulsive spending during expensive seasons?
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!
Let’s Connect.
Instagram @budgeteffectpodcast
Email: [email protected]
Got a specific question you’d like me to answer on the show? Text it!
49//A List of New Year Financial Goals - Pick one!
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
12/31/24 • 16 min
Feeling stuck when it comes to your finances? Let’s change that! In this episode, I’m sharing a list of financial goals. Pick one and make real progress with your money this year.
Setting financial goals doesn’t have to be overwhelming! I’ll break it down into categories like building better habits, cutting unnecessary expenses, upgrading your financial systems, and even making exciting plans for your future. Whether you’re tired of debt, want to save more, or just want to feel more in control, there’s a goal here for you. Let’s pick one and get started!
Listen to the Episode to Answer the Following Questions:
- What should I pick for my New Year's Resolution?
- What money habits should I build this year?
- How can I do better with money?
- What personal goal can I set that will indirectly help me with my finances?
FREE RESOURCE
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!
Let’s Connect.
Instagram @budgeteffectpodcast
Email: [email protected]
Got a specific question you’d like me to answer on the show? Text it!
EP 12: Unexpected Ideas to help you SPEND LESS and Improve your Money Mindset
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
04/23/24 • 15 min
Sticking to a budget is a lot about having a mindset for it. You know you are doing what’s best, you know you are reaching your goals, you have a vision of your future, and that’s what keeps you going. So today I have a few unexpected places to help you with this mindset.
We discuss:
1. Minimalism
2. The Library
3. The Yoga Mat
4. Cleaning your drawers
5. Documentaries
6. Curating your social media
7. Being present in your everyday actions
8. Listening and subscribing
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
...That’s the budget effect! And this is the budget effect podcast.
Link to Soul Mother Podcast: How Minimalism eased my single mom journey
Link to Joshua Becker's Book: The More of Less
Erin Britt is the host and can be found on Instagram @soulmothercommunity
This podcast will help you if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
EP 13: You need a self-care practice today! Here's your first step.
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
09/21/23 • 19 min
Why self-care? What is true self-care? But how? Self-care is caring for yourself on a deeply personal level. I can help you get started.
Erin brings positivity and support with a heart for single moms. She does that through simplicity strategies, money movement, and mindset work.
Get your free Whole Life Wellness Reflection: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 10: How Minimalism Eased Overwhelm in My Single Mom Journey
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
08/29/23 • 23 min
Is your home supporting you in your life? Or is your home bringin’ you down?! It’s time to learn or relearn about minimalism and simplicity. It’s time to clear your path so you can move forward.
Erin supports Single Moms. She does that through simplicity strategies, money movement, and mindset work.
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 4: How to Travel with Kids as a Single Mom (St. Louis edition)
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
07/18/23 • 36 min
Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work.
In this episode Erin discusses:
- Tips for long car trips with kids
- Budget friendly travel tips
- Setting your intention before a trip
- What she did with kids in St. Louis (19:42-31:38)
- and
- Yes! You can travel with kids as a single parent!
Connect with us on instagram @SoulMotherCommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
EP 15: What if becoming a single mom is an amazing thing that happened to you?
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
10/10/23 • 11 min
I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work.
Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness
Connect with us on instagram @soulmothercommunity
Join the community by going to www.soulmothercommunity.com
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
50// What categories should I put in my budget?
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
01/14/25 • 21 min
Struggling to figure out what categories to include in your budget?
Learn how to simplify your categories and align them with your values for real progress.
Creating budget categories doesn't have to be overwhelming! In this episode, we break down budget categories into fixed needs, variable needs, wants, and savings. I’ll show you how to keep it simple, adjust for your unique circumstances, and build a budget that reflects your goals and values. Let’s make budgeting intentional, flexible, and effective!
Listen to the episode to answer these questions:
- What’s the easiest way to decide which categories belong in my budget?
- How can I separate needs, wants, and savings in a way that works for my family?
- Why is it important to keep budget categories simple and flexible?
- How do I adjust my budget for seasonal changes or life events?
- What’s the connection between budget categories and my personal values?
FREE RESOURCE
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!
Let’s Connect.
Instagram @budgeteffectpodcast
Email: [email protected]
Got a specific question you’d like me to answer on the show? Text it!
EP 12: Girl Time - The Science and Practical Steps to Making Time for Friends
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income
09/14/23 • 18 min
In this episode, we're discussing the significance of nurturing your friendships with your fellow women. Join us as we drop the science behind women's friend connections and why they're vital for your overall well-being. Stay tuned as Erin lets you in on her favorite 'Girl Time' activity. (It's super exciting)
Erin supports Single Moms. She does that through simplicity strategies, money movement, and mindset work.
Connect with us on instagram @soulmothercommunity
Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut
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FAQ
How many episodes does Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income have?
Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income currently has 78 episodes available.
What topics does Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income cover?
The podcast is about Minimalism, Financial Independence, Investing, Personal Finance, Money, Debt Free, How To, Budget, Podcasts, Education and Business.
What is the most popular episode on Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income?
The episode title 'EP 25: Basic Health for Moms: Systems and Rhythms to Support Your Well-being' is the most popular.
What is the average episode length on Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income?
The average episode length on Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income is 19 minutes.
How often are episodes of Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income released?
Episodes of Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income are typically released every 7 days.
When was the first episode of Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income?
The first episode of Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income was released on Apr 3, 2023.
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