Bogleheads® Live

Dr. Sunil Wahal explains the hidden costs of mutual funds, and answers audience questions.
Show Notes

• The True Costs of Mutual Fund Ownership
• The Huge Tax Bills That Came Out of Nowhere at Vanguard
• Bogleheads® Forum
• Bogleheads® Wiki
• Bogleheads® Reddit
• Bogleheads® Facebook
• Bogleheads® Twitter
• Bogleheads® on Investing podcast
• Bogleheads® YouTube
• Bogleheads® Local Chapters
• Bogleheads® Virtual Online Chapters
• Bogleheads® on Investing Podcast
• Bogleheads® Conferences
• Bogleheads® Books

The John C. Bogle Center for Financial Literacy is a 501(c)3 nonprofit organization. At Boglecenter.net, your tax-deductible donations are greatly appreciated.

JL Collins is the author of The Simple Path to Wealth and creator of an online content provider, known for his Stock Series, a series of blog posts that makes complex investment concepts accessible to the beginner investor. JL advocates for an impressively simple approach to investing that relies entirely on exactly two index funds – Vanguard’s Total Stock Market Index Fund (VTSAX) and Vanguard Total Bond Market Index Fund (VBTLX) – to achieve total market diversification. JL talks about his investment approach and a range of other topics including market volatility, fixed income investing, tax-advantaged accounts and early withdrawals, Black Monday and humble pie, why average investment returns are anything but, inflation and deflation, investing versus speculating, cryptocurrency, and how to talk to someone about making the switch to an index fund investment strategy.

Show Notes

• Bogleheads® Live ep 5: Christine Benz on correlations & sustainable distributions
• Bogleheads® Live ep 1: Introducing the Bogleheads®
• Bogleheads® Live ep. 11: #FIRE Taxes; Tax Planning for Early Retirees
• John C. Bogle Center for Financial Literacy
• Bogleheads® Forum
• Bogleheads® Wiki
• Bogleheads® Reddit
• Bogleheads® Facebook
• Bogleheads® Twitter
• Bogleheads® on Investing podcast
• Bogleheads® YouTube
• Bogleheads® Local Chapters
• Bogleheads® Virtual Online Chapters
• Bogleheads® on Investing Podcast
• Bogleheads® Conferences
• Bogleheads® Books

The John C. Bogle Center for Financial Literacy is a 501(c)3 nonprofit organization. At Boglecenter.net, your tax-deductible donations are greatly appreciated.

Derek Tharp answers audience questions about how your spending in retirement should change with your goals, stock market returns, and life expectancy.
Show Notes

• Derek Tharp
• The Retirement Distribution “Hatchet”: Using Risk-Based Guardrails To Project Sustainable Cash Flows
• Decision Rules and Maximum Initial Withdrawal Rates
• The Ratcheting Safe Withdrawal Rate – A More Dominant Version Of The 4% Rule?
• Why 50% Probability Of Success Is Actually A Viable Monte Carlo Retirement Projection
• John C. Bogle Center for Financial Literacy
• Bogleheads® Forum
• Bogleheads® Wiki
• Bogleheads® Reddit
• Bogleheads® Facebook
• Bogleheads® Twitter
• Bogleheads® on Investing podcast
• Bogleheads® YouTube
• Bogleheads® Local Chapters
• Bogleheads® Virtual Online Chapters
• Bogleheads® on Investing Podcast
• Bogleheads® Conferences
• Bogleheads® Books

The John C. Bogle Center for Financial Literacy is a 501(c)3 nonprofit organization. At Boglecenter.net, your tax-deductible donations are greatly appreciated.

Ron Lieber is the author of The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money, which was an instant New York Times and Wall Street Journal bestseller when it was released in 2015. “The Price You Pay for College: An Entirely New Roadmap for the Biggest Financial Decision Your Family Will Ever Make,” was published by HarperCollins in January, 2021 and was also a NYT bestseller in its first week. The paperback version is out today.

Ron has been the “Your Money” columnist for The New York Times since 2008. Before coming to The Times, he wrote the “Green Thumb” personal finance column for The Wall Street Journal and was part of the startup team at the paper’s Personal Journal section.

Diane Gaswirth and Lauren Rabe answer your questions about Medicare.
Diane Gaswirth has over twenty years of experience specific to the Medicare insurance field. She gained her first exposure to the Medicare arena during an internship while earning her Masters of Science degree in Health Services Administration. Diane traveled throughout California, conducting a speaker’s series educating beneficiaries on Medicare and long-term care. She joined PacifiCare Health System in 1990 to promote their Secure Horizons Medicare plans and today oversees Medicare product sales at United Healthcare. As a sales director, Diane has developed key relationships with medical providers, agents and agencies. She is similarly focused on developing strategic alliances with financial professionals who assist Medicare consumers in their retirement planning, focusing on the health and wealth connection.
Diane lives in Poway, California, with her husband and two sons. In her down time, she enjoys cooking, staying active and spending time with her family and friends.
Lauren Rabe is an Agent Manager for the San Diego market, in UnitedHealthcare's Medicare & Retirement division. She works remotely from the UHC headquarter office in MN supporting our agent distribution channels. Lauren has been with the company for almost five years, with a background in Direct to consumer sales and product.
Show Notes

• John C. Bogle Center for Financial Literacy
• Bogleheads® Forum
• Bogleheads® Wiki
• Bogleheads® Reddit
• Bogleheads® Facebook
• Bogleheads® Twitter
• Bogleheads® on Investing podcast
• Bogleheads® YouTube
• Bogleheads® Local Chapters
• Bogleheads® Virtual Online Chapters
• Bogleheads® on Investing Podcast
• Bogleheads® Conferences
• Bogleheads® Books

The John C. Bogle Center for Financial Literacy is a 501(c)3 nonprofit organization. At Boglecenter.net, your tax-deductible donations are greatly appreciated.