Racine Rikard -- Episode #054

Is generational wealth as far off as you think it is?

Today on the Black Women Rising Podcast, we sat down with financial coach and financial strategist Racine Rikard. Her purpose is to help families earn more income become adequately protected, debt-free, and financially independent. She wishes to inspire families and businesses on the rules of personal finances and recruit and coach new associates. In this episode, Racine shares with us her journey of getting into the financial profession, her definition of generational wealth, her secret to building generational wealth. In addition, she gives us advice on why it costs more to wait and do nothing vs. getting started where we are with what we have and the importance of building your fab five financial team.

Key Discussion Points From This Episode Include:

[00:02:25] Inspiration for Getting into the Financial Profession

[00:08:14] Generational Wealth Defined by Racine

[00:11:40] Racine’s Secret to Building Generational Wealth

[00:13:35] The Cost of Doing Nothing When it Comes to Building Generational Wealth

[00:16:20] The Best Way to Pay Off Debt

[00:20:13] What They Don’t Tell us About Wealth Building

[00:25:09] Building Your Fab 5 Financial Team

Hi, I’m Racine Rikard, CEO and Personal Finance Strategist at Dreamscapers Unlimited, LLC. Thank you for taking time out of your day to learn more about me and what I love to do.
I’m a Southern girl hailing from Atlanta, Georgia. I have been in the accounting and financial services industry for more than 20 years and started Dreamscapers Unlimited in 2004 as a way to help families achieve their financial life dreams. It was my father who encouraged me to pursue my passion. I’ve always loved math, so I learned the value of money early in life. But it wasn’t until I graduated college, with a mound of student loans, that I understood what it meant to have debt. Determined to fill the gap in my understanding that would ultimately set
the stage for building generational wealth for my family, I sought out a financial advisor to get on a better path to money management. That relationship worked so well, that it led to a career shift for me as I moved from being an accountant to a financial planner.
Throughout my corporate career, I’ve helped beginners and executives alike to better their financial knowledge and reach their personal finance goals. With Dreamscapers Unlimited, I aim to holistically connect and inspire my clients, particularly women, to kickstart wealth management conversations within their own families. I am passionate about debt elimination, retirement and education funding, and asset protection. I take pride in learning about your financial dreams and helping you map out and implement the “dreamscape” to achieve
it.
When I’m not helping clients plan their financial dreams, you’ll find me spending time as a mentor to young girls at Cool Girls, Inc. or volunteering at Impact Church in Atlanta. My husband and I currently reside in Stockbridge, Georgia and enjoy vacationing and spending time with family.
Connect with Racine:

Instagram: Racine Rikard (@racine_rikard) • Instagram photos and videos

Website: www.racinerikard.com (currently under construction)

Facebook: Racine Rikard, RVP | Facebook