Beyond the B.S. Podcast

Buying a home is tough, but buying your first home is even tougher! Our guest today is helping us go beyond buying your first home as we explore the ins and outs of the home buying process. Ivan Gutierrez has been a realtor for the Central Florida area since 2015. He has strategically collaborated on closing 160 homes in the Central Florida area and has even helped us find and purchase our homes/investment properties.
Top Tips:

• Bring a real estate agent on your home buying journey, they’re free and helpful!
• Get an inspection, it’ll save you money down the road if there’s costly issues with the home.
• Decide what you really want in a house and be flexible! If this isn’t your forever home, you’ll only be here 3-5 years, don’t worry about having everything perfect.

Connect with Ivan:

• IG: ivangutierrez_
• Email: [email protected]
• Phone: 813-716-7761

Today we’re taking you beyond the side hustle with our guest Thais Lage. Not only is she running her entire business but she also works full time as an engineer. Thais is a founder of a local tutoring company which manages 12 tutors and has served over 20 students for the Central Florida community, and beyond!
Top Tips:

• Best business strategy is to be proactive! Hire with the expectation of demand.
• Try batching your work. Doing the same type of work once a week can help it feel less overwhelming.
• Have a process ahead of time for responding to inquiries so details don’t slip through the cracks.

Connect with Thais for more 321Tutoring info!

• FB: https://www.facebook.com/321Tutors/
• Website: https://www.321tutoring.com/
• IG: https://www.instagram.com/321tutoring/

It’s time to get intentional about your friendships with Alex from the Eternal Hostess! Join us in Friendship February as we walk you through habits you can form to build new friendships and grow your circle even in a pandemic.
Top Tips:

• Communication with friendships doesn’t always have to be 50/50 for it to work! Play to your strengths.
• Try the Eternal Hostess community audit where you spend time on reviewing what makes you happy and where you should set boundaries.
• Be intentional about growing your friendships by planning new activities that give you reasons to spend time with each other.

Connect with Alex:
IG: @eternalhostess
Website: https://www.theeternalhostess.com/about-alex-alexander/

Student debt, along with a host of other debts, have been normalized in today's culture. So how do we change the script? Let's normalize canceling debt and building wealth! This will give you the financial freedom to live your best life. It starts with financial literacy or the understanding of money and how to use it. Our guest this week, James Phillips, is a local financial advisor who will give you all the tools you need to become debt free.
Check it out and if you like it, leave a review!

Top Tips:

• STOP GOING INTO DEBT! Don’t pay off one loan just to end with another.
• Never own more than 50% of your income in motors (boats, cars, etc.).
• Compound Interest: Albert Einstein said it was the greatest discovery of all time. Basically your money makes babies which gives you more money. That cycle repeated continuously.

What does it mean to holistically control your finances? It’s about having a positive mindset with your purchases and investments! Our guest this week, Morgan Blackman, goes in depth on the best way to manifest wealth in your life by explaining her journey to financial literacy and her best tips on how to glow up your investment portfolio. Join us as we talk about different triggers for you purchasing habits and tons of different investment opportunities to help you build generational wealth for you and your future!

Top Tips:

• When you find yourself spending a lot of money ask yourself “why?” This will help you find out if your spending habits are driven more by emotion than wants/needs.
• There are different types of investments, such as crypto, mutual funds, currency, etc. Invest the time to learn these and you can get yourself ahead of the game.
• Sometimes penny pinching can be just as problematic as over spending. You should be out in the world enjoying your hard-earned money.

Connect with our guest, Morgan:

• https://www.holisticbucks.com/
• Instagram: @holisticbucks