“A Very Dangerous Place for Bankers and Consumers”: CBA’s Hunt on CFPB Leadership Ruling

07/28/20 • 41 min

Richard Hunt, the head of the Consumer Bankers Association, talks about the impact of a recent Supreme Court decision that said the CFPB’s leadership structure was unconstitutional, and why he fears it will inhibit banks from offering small-dollar loans. He also discusses the OCC’s final CRA reform rule, why there’s a coin shortage in the U.S. and the future of banking and branches after COVID-19.

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Wait, Is Housing Finance Reform Actually Going to Happen?

It’s been nearly 12 years since Fannie Mae and Freddie Mac were seized by the government, with Congress unable or unwilling to resolve the future of the two government-sponsored enterprises. But there are signs GSE reform may happen soon, with or without Congress.

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From Community Organizer to Community Banker: Berkshire’s Malia Lazu

Malia Lazu, the chief experience and culture officer at $13.1 billion-asset Berkshire Bank in Boston, talks about why banks often fail to reach millennial and minority customers, the challenges facing community banks, and the future of the branch.