How to Create and Stick to a Budget, Pay off Debt, and Reach Your Financial Goals with Dyana King
Explicit content warning
09/13/22 • 54 min
1 Listener
Have you ever struggled to create and stick to a budget? If so, you aren’t alone. Budgeting, paying off debt, and reaching financial goals can be challenging especially when they aren’t approached the right way.
Today’s guest, Dyana King shares a life-changing approach to personal finance that is realistic and supportive. Dyana is the founder of Money Boss Mama, a personal finance company that helps single moms improve their money habits so they can pay off debt and build their savings. After stumbling into the personal finance world, Dyana has paid off $35,000 of debt to become debt-free on a moderate income and is now on a mission to help other single women do the same.
Tune in to learn about the necessary habits to creating a sense of financial wellness, and why directing where your money should go can have a bigger impact than how much you’re bringing in.
We Also Talk About...
- How to make saving money a habit.
- Creating a budget without deprivation.
- Strategies for paying off debt.
- How to talk to kids about money.
- Ways worthiness and self-sabotage impact budgeting.
Resources:
- Follow Dyana on Instagram @moneybossmama
- Join Dyana’s 7-Day Spending Challenge
- Subscribe to Dyana's YouTube channel
- Follow Dyana on TikTok @moneybossmama
- Follow Dyana on Twitter @moneybossmama
- Download our budget template for Notion
Sponsors:
- Open | If you’re looking for a mindful meditation, breath work, and movement app I can’t recommend Open enough. They have a beautifully curated collection of guided meditation, breath work, and movement exercises to support you in your practice. Try Op e n for 30 Days free. Visit open-together.com/BALANCED.
- AG1 by Athletic Greens | This episode is sponsored by AG1 by Athletic Greens. Visit athleticgreens.com/balanced and get five free travel packs and a free year-long supply of Vitamin D with your subscription.
- Skillshare | Check out the amazing courses and community on Skillshare to launch your next business or fine-tune your new hobby. Visiting skillshare.com/balanced for one month free.
- Check out Good Moms, Bad Choices on tour from September 22-October 1. Get your tickets here.
balancedblackgirl.com ◉ IG: @balancedblackgirlpodcast @balancedles 〆
Support this podcast at — https://redcircle.com/balanced-black-girl/donations
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy
Our Sponsors:
* Check out Babbel: http://babbel.com/balanced
Support this podcast at — https://redcircle.com/balanced-black-girl/donations
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Have you ever struggled to create and stick to a budget? If so, you aren’t alone. Budgeting, paying off debt, and reaching financial goals can be challenging especially when they aren’t approached the right way.
Today’s guest, Dyana King shares a life-changing approach to personal finance that is realistic and supportive. Dyana is the founder of Money Boss Mama, a personal finance company that helps single moms improve their money habits so they can pay off debt and build their savings. After stumbling into the personal finance world, Dyana has paid off $35,000 of debt to become debt-free on a moderate income and is now on a mission to help other single women do the same.
Tune in to learn about the necessary habits to creating a sense of financial wellness, and why directing where your money should go can have a bigger impact than how much you’re bringing in.
We Also Talk About...
- How to make saving money a habit.
- Creating a budget without deprivation.
- Strategies for paying off debt.
- How to talk to kids about money.
- Ways worthiness and self-sabotage impact budgeting.
Resources:
- Follow Dyana on Instagram @moneybossmama
- Join Dyana’s 7-Day Spending Challenge
- Subscribe to Dyana's YouTube channel
- Follow Dyana on TikTok @moneybossmama
- Follow Dyana on Twitter @moneybossmama
- Download our budget template for Notion
Sponsors:
- Open | If you’re looking for a mindful meditation, breath work, and movement app I can’t recommend Open enough. They have a beautifully curated collection of guided meditation, breath work, and movement exercises to support you in your practice. Try Op e n for 30 Days free. Visit open-together.com/BALANCED.
- AG1 by Athletic Greens | This episode is sponsored by AG1 by Athletic Greens. Visit athleticgreens.com/balanced and get five free travel packs and a free year-long supply of Vitamin D with your subscription.
- Skillshare | Check out the amazing courses and community on Skillshare to launch your next business or fine-tune your new hobby. Visiting skillshare.com/balanced for one month free.
- Check out Good Moms, Bad Choices on tour from September 22-October 1. Get your tickets here.
balancedblackgirl.com ◉ IG: @balancedblackgirlpodcast @balancedles 〆
Support this podcast at — https://redcircle.com/balanced-black-girl/donations
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy
Our Sponsors:
* Check out Babbel: http://babbel.com/balanced
Support this podcast at — https://redcircle.com/balanced-black-girl/donations
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Previous Episode
Time Abundance: Why Your Time Is More Valuable Than Money
What is your most valuable asset? Chances are, it’s your time. Many people treat time as a scarce resource — something it feels like we never have enough of. But what would happen if we looked at time from a place of abundance?
We’re kicking off our Money and Abundance series by exploring the idea of time abundance. Instead of viewing time as a race against the clock, we’re aiming to look at time as a valuable asset that we can allocate, invest, and spend in ways that align with our values.
I also talk about...
- Why time is more valuable than money.
- The ways our time and money intersect.
- What time abundance is and how we can be more abundant with our time?
- Strategies for managing our time to create more space to focus on what matters to us.
Resources (contains affiliate links):
- Psychology Today: What is Time Abundance?
- Download our Time Audit Worksheet to track your time and create time abundance.
- Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman
Sponsors:
- AG1 by Athletic Greens | This episode is sponsored by AG1 by Athletic Greens. Visit athleticgreens.com/balanced and get five free travel packs and a free year-long supply of Vitamin D with your subscription.
- Skillshare | Check out the amazing courses and community on Skillshare to launch your next business or fine-tune your new hobby. Visiting skillshare.com/balanced for one month free.
balancedblackgirl.com ◉ IG: @balancedblackgirlpodcast @balancedles 〆
Support this podcast at — https://redcircle.com/balanced-black-girl/donations
Advertising Inquiries: [email protected]
Privacy & Opt-Out: https://redcircle.com/privacy
Our Sponsors:
* Check out Babbel: http://babbel.com/balanced
Support this podcast at — https://redcircle.com/balanced-black-girl/donations
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Next Episode
Having a Healthy Money Mindset and Becoming Recession-Proof with Chioma Njoku
Do you ever feel overwhelmed by all of the messaging around money on social media and in the news? There are countless things vying for your attention and resources, and having a healthy money mindset is more important than ever.
In this episode we’re talking to Chioma Njoku, the owner and Chief Mindful Operator at the Mindful Bookkeeper as well as the host of the Cheers to Your Prosperity podcast. Through her work as an accountant and financial coach, she helps coaches, consultants, and small business owners keep more of their hard-earned money without sacrificing the things that make life enjoyable.
Listen to this episode to understand the building blocks of having a healthier relationship with money, and to learn how to overcome past financial mistakes.
We Also Talk About...
- Popular messaging around money on social media that can keep us broke.
- Understanding money mindset.
- Common mistakes people make when it comes to manifesting money.
- How the Profit First method can support your personal and business finances.
- Recession-proofing our businesses and finances.
- How to overcome being “woke but broke.”
Resources (contains affiliate links):
- Listen to Chioma’s podcast “Cheers to Your Prosperity”
- Cheers to Your Prosperity Episode 5: How Money Mindset Keeps You Broke
- Visit Chioma’s website to learn more about her services
- Profit First by Mike Michalowicz
Sponsor:
- Skillshare | Check out the amazing courses and community on Skillshare to launch your next business or fine-tune your new hobby. Visiting skillshare.com/balanced for one month free.
balancedblackgirl.com ◉ IG: @balancedblackgirlpodcast @balancedles 〆
Support this podcast at — https://redcircle.com/balanced-black-girl/donations
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy
Our Sponsors:
* Check out Babbel: http://babbel.com/balanced
Support this podcast at — https://redcircle.com/balanced-black-girl/donations
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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