5 Years Since Covid: How The Property Market Has Been Impacted

07/17/24 • 29 min

5 years on, Covid is still driving some WEIRD outcomes to the housing market. We unpack 3 areas that are NOT back to normal just yet and what it means for property investors across the country.
1. Population Yo-Yo: The biggest fall in 50 years, and then the biggest rise a couple years later. Despite little change in the overall population expectation over a 5 year period, this has caused rapid rental inflation.
2. Construction market: The big inflation in construction markets has driven strange outcomes in housing supply figures.
3. Interest Rates & Macro settings: The big fiscal stimulus has driven a big change in inflation figures, that are driving interest rates and property values today.

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Previous Episode

10 Lending Secrets to Help You Grow Your Investment Portfolio

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We unpack the 10 best LENDING policies that property investors must know to keep growing their property investing portfolio.
Specifically we go through:
1. 95% loans with no mortgage insurance
2. Simple self-employed policies with shorter ABN histories
3. Simple refinance policy - 1% buffer refinancing
4. Non-banks with 1% or 2% assessment rate buffers
5. Non-banks use actual repayments instead of a buffer
6. HELP debt treatment between banks
7. Debt treatment varies among banks
8. Friends or siblings buying a property together
9. Development Finance for 3-4 Units/Terraces/Townhouses
10. Rental income verification varies among banks

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Next Episode

What Type of Investor Are You? Insights from 1000s of Investors

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Property Investing is all about YOU. So what type of investor are you?
We try to help provide clarity, by sharing our experiences working with 1000s of property investors over the past 10 years.
We categorise each investor group with:
1. What is your goal?
2. What mindset do you have to investing?
3. What Finance strategy suits you?
4. What type of property investing suits you?
5. How do you time your investments?
6. How often are you looking for investments?
We summarise with 3 categories:
1. Wealth Investors: Those looking to translate their savings into investments and build wealth over time. Safe, secure, step by step investing. This is 80-90% of all property investors
2. The opportunity investors: Those that use their income stream to accelerate their wealth creation. They are focused on growing their portfolio and are willing to take on more risk to do it.
3. The advanced investor: Those that are ALWAYS investing and don't want to hold cash, but would rather have riskier investments.
Download the CHECKLIST FREE Here
https://www.propertychat.com.au/community/threads/what-type-of-property-investor-are-you.79076/

Reach out to us at www.australianpropertytalk.com.au