Conventional Financing 101 for Real Estate Investors

07/28/23 • 31 min

Anchorage Real Estate Investing & Real Estate Financial Planning™ Podcast

While about one-third of real estate transactions are all-cash, the majority of real estate investors use conventional financing options to acquire their rental properties. Even new investors often desire to utilize creative financing strategies, but it's important to have a foundational understanding of conventional financing.

In this mini-class, James will cover the basics of conventional financing for real estate investors.

Check out the video from this class here:

Conventional Financing 101 for Real Estate Investors - Video

In this class, James discusses:

An overview of other financing options before we get to conventional financing
Conventional financing for both non-owner-occupant investment properties and 3% and 5% down payment loans (especially for house hackers and NomadsTM)
Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Anchorage real estate investor podcast? Book a free consultation to discuss.

Conventional Financing 101 for Real Estate Investors

In this mini-class, James will cover the basics of conventional financing for real estate investors.

Check out the video from this class here:

Conventional Financing 101 for Real Estate Investors - Video

In this class, James discusses:

An overview of other financing options before we get to conventional financing
Conventional financing for both non-owner-occupant investment properties and 3% and 5% down payment loans (especially for house hackers and NomadsTM)
Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Anchorage real estate investor podcast? Book a free consultation to discuss.

Previous Episode

Improving Cash Flow on Rental Properties as a Landlord

When real estate prices, mortgage interest rates, and rent rates are high, it can be more challenging to generate great cash flow from a rental property. However, it is also more important than ever to do everything in your power to maximize cash flow.

There are 88 strategies for improving cash flow on rental properties, with some of the best are ones you apply as a landlord managing your rental property. This mini-class covers the cash flow improving strategies when you’re a landlord.

Check out the video of this class here:

Improving Cash Flow on Rental Properties as a Landlord - Video Recording

In this special mini-class for the Real Estate Financial PlannerTM coaching program James covers:

88 Ways to Improve Cash Flow from Real Estate Rental Properties including the following...
Improving cash flow by adding additional services
Improving cash flow by providing desirable done-for-you services
Improving cash flow by billing back for things you're paying for on behalf of the tenants
Improving cash flow by tiering rent by credit score
Improving cash flow by charging pet rent for pets
Improving cash flow by changing the billing frequency
Improving cash flow by utilizing autopay
Improving cash flow by offering a discount for on-time payments
Improving cash flow by changing the term of the leasing period (short-term rentals as an example)
Improving cash flow by requiring 60-90 days notice from existing tenants
Improving cash flow by starting to market your property early for lease and testing higher rent
Improving cash flow by renewing during peak rental season
Improving cash flow by requiring tenant's have renter's insurance to protect their personal belongings
Plus more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Anchorage real estate investor podcast? Book a free consultation to discuss.

Next Episode

Portfolio Loans 101 for Real Estate Investors

Most real estate investors initially use conventional financing options to acquire their rental property portfolio. However, when they hit the limit of conventional loans they can obtain, they may switch to portfolio loan products to continue acquiring properties. Additionally, when doing certain types of partnerships, it may be beneficial to consider portfolio loans.

In this mini-class, James covers the basics of portfolio mortgage financing for real estate investors.

Check out the video from this class here:

Portfolio Loans 101 for Real Estate Investors - Video

In this class, James discusses:

An overview of other financing options before we get to portfolio loans and portfolio lenders in Anchorage
What are portfolio loans?
When do we typically use them as real estate investors?
Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Anchorage real estate investor podcast? Book a free consultation to discuss.