AmeriServ Presents: Bank Chats
AmeriServ Financial, Inc.
Financial education shouldn't be boring! Bank Chats combines a relaxed conversational style with experts from various fields to talk about banking and finance using terms that everyone can understand.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
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Top 10 AmeriServ Presents: Bank Chats Episodes
Goodpods has curated a list of the 10 best AmeriServ Presents: Bank Chats episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to AmeriServ Presents: Bank Chats for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite AmeriServ Presents: Bank Chats episode by adding your comments to the episode page.
Consumer Lending
AmeriServ Presents: Bank Chats
09/19/23 • 44 min
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Join us for an engaging conversation with Rusty Flynn, Senior Vice President of Retail Lending at AmeriServ Financial Bank. This episode of Bank Chats focuses on consumer lending and lays some common financial misconceptions to rest. Learn about different types of loans, equity, credit reports, and much more.
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Risk and Reward: The Art of Investing
AmeriServ Presents: Bank Chats
04/16/24 • 47 min
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Setting yourself up for financial freedom is not often an easy task. Finding a reliable and knowledgeable investment advisor, who keeps your best interests in mind, can help you reach your financial goals. Whether you pay into a 401k, an IRA, or other retirement account, your financial advisor's job is to help make your money work for you. In this episode, Drew chats with Frank Lapinsky, President & CEO of West Chester Capital Advisors, on everything investing.
West Chester Capital Advisors:
https://www.ameriserv.com/wealth/west-chester-capital-advisors/about-us
WEST CHESTER CAPITAL ADVISORS DISCLAIMER
West Chester Capital Advisors, Inc. (“WCCA”) is a registered investment adviser and a wholly owned subsidiary of AmeriServ Financial Bank. Keep in mind that investing in securities involves a risk of loss that you should be prepared to bear. Over time, assets will fluctuate and be worth more or less than the initial invested amount. Depending on the investment type, differing risk levels will exist. WCCA cannot offer any guarantees or promises that a client's financial goals and objectives will be met. WCCA does not provide tax advice. Recommendations on specific investment vehicles are meant to be generic in nature. You should consult your personal financial adviser to discuss the right vehicle for you. There can be no assurance that advisory services will result in any particular result, tax, or legal consequence. WCCA does not charge fees based on a share of capital gains on, or capital appreciation of, the funds of clients, but rather on the total assets under management. This fee increases as your account value increases. See WCCA’s Form ADV disclosures to understand how fees are charged along with other important information about their services.
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake, Millo, and Andrey Kalitkin
Hosted by Drew Thomas
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Plastic Perspectives: Credit vs. Debit (2 Cents Episode 7)
AmeriServ Presents: Bank Chats
05/07/24 • 16 min
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Even though they may look the same, credit cards and debit cards act completely different from one another. Drew and Jeff chat about those key differences, so you know what form of plastic payment may work best for you. Is Drew team credit or debit? What about Jeff? Find out in this episode of 2 Cents.
Related Materials:
https://www.ameriserv.com/resources/learn/financial-library/topics/borrowing-and-credit
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake and Millo
Hosted by Drew Thomas and Jeffrey Matevish
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Buy Now, Pay Later (2 Cents Episode 8)
AmeriServ Presents: Bank Chats
06/04/24 • 17 min
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Phrases such as "for just 4 easy payments of $19.99" were used to persuade us to purchase that gadget over the phone a decade ago. Today, with online shopping popularity on the rise, this tactic has taken new form, with companies such as Affirm, offering customers buy now, pay later (BNPL) options on various products.
In this podcast episode, Drew and Jeff offer up their 2 Cents on this new wave of online payments. How do these services work? What are the benefits and drawbacks of BNPL? Who uses these services? Learn the answer to these questions and more in this episode of 2 Cents!
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake and Millo
Hosted by Drew Thomas and Jeffrey Matevish
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Financial Safety Net: Understanding FDIC Insurance (2 Cents Episode 6)
AmeriServ Presents: Bank Chats
04/02/24 • 16 min
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With a new regulation announced surrounding the FDIC logo, Drew and Jeff decided that it may be a good idea to chat about the Federal Deposit Insurance Corporation (FDIC). We often see the letters FDIC at banks, but what do those letters represent? Find out in this episode of 2 Cents.
(Article) Is the Money in My Account Safe?:
https://www.ameriserv.com/resources/learn/financial-library/master-articles/is-the-money-in-my-account-safe
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake and Millo
Hosted by Drew Thomas and Jeffrey Matevish
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Subscriptions (2 Cents Episode 2)
AmeriServ Presents: Bank Chats
12/05/23 • 17 min
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Drew and Jeff give their "2 Cents" on the topic of subscriptions in this podcast mini-episode. They “subscribe” to the notion that many of us have more subscriptions than we believe, and discuss ways to manage these subscriptions.
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake and Millo
Hosted by Drew Thomas and Jeffrey Matevish
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Unlocking Financial Literacy: Essential Skills for Success
AmeriServ Presents: Bank Chats
08/20/24 • 29 min
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Learning how to budget, or what causes your credit score to increase or decrease, or even just the process of applying for a credit card, all fall under the category of financial literacy. Are we ever truly financially literate? How would you measure it? On this episode of Bank Chats, Drew and Jeff chat with Emma King from Banzai, a company with a mission to share financial literacy, on the topic.
Financial Library
Wellness Assessment Coach
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Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake, Millo, and Andrey Kalitkin
Hosted by Drew Thomas
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
A Penny for Your Thoughts?
AmeriServ Presents: Bank Chats
09/03/24 • 20 min
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Have you ever bent down to pick up a lucky penny from the sidewalk? When was the last time you left or took a penny from that cup on the counter at your local gas station? On this episode of 2 Cents, Drew and Jeff chat about the one cent piece, more commonly referred to as the penny. Should the penny continue to be minted in the U.S. or should we drop our one cent piece like many other countries have already done?
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake and Millo
Hosted by Drew Thomas and Jeffrey Matevish
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Drew and Jeff Sling Slang
AmeriServ Presents: Bank Chats
10/01/24 • 24 min
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Bread, guap, and loud budgeting, are just a few “new age” financial terms. In this 2 Cents episode, Drew and Jeff have some fun, and get schooled on current financial lingo, as well as some old school financial slang from generations ago. How many terms did you know?
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake and Millo
Hosted by Drew Thomas and Jeffrey Matevish
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
Contactless Payments (2 Cents Episode 1)
AmeriServ Presents: Bank Chats
11/07/23 • 9 min
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Drew and Jeff give their "2 Cents" on the topic of contactless payments in this podcast mini-episode.
AmeriServ's Website:
https://www.ameriserv.com/
Credits:
An AmeriServ Financial, Inc. Production
Music by Rattlesnake
Hosted by Drew Thomas and Jeffrey Matevish
Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.
DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.
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FAQ
How many episodes does AmeriServ Presents: Bank Chats have?
AmeriServ Presents: Bank Chats currently has 27 episodes available.
What topics does AmeriServ Presents: Bank Chats cover?
The podcast is about Banking, Trust, Conversational, Podcasts, Finance, Education, Mortgage and Business.
What is the most popular episode on AmeriServ Presents: Bank Chats?
The episode title 'Consumer Lending' is the most popular.
What is the average episode length on AmeriServ Presents: Bank Chats?
The average episode length on AmeriServ Presents: Bank Chats is 33 minutes.
How often are episodes of AmeriServ Presents: Bank Chats released?
Episodes of AmeriServ Presents: Bank Chats are typically released every 14 days.
When was the first episode of AmeriServ Presents: Bank Chats?
The first episode of AmeriServ Presents: Bank Chats was released on Aug 25, 2023.
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