Horizon Advisers Unleashed Podcast

Ryan and Andrew discuss banking. Over the past couple weeks, we have seen some issues in the banking sector. We saw banks fail. As this is a uncommon event it can happen. Many people see this and worry about their deposits. They explain how FDIC works. They also talk about the different banks out there and how you can do you own due diligence.

Ryan, Alex, and Andrew discuss the challenges of funding higher education. Funding tuition for 4 year college universities is often more expensive than many people believe. We discuss the different investment vehicles and strategies that many people can use to fund higher education in the most efficient ways.

Ryan, Alex, and Andrew discuss the importance of dollar cost averaging when saving into investments. It is hard to time the market so when you are investing putting money in at all different times can help you reduce some risk. Many people are sitting on cash in their bank wondering when the right time is to put it into the market. We like to pick a time frame and drip it in over time buying at all different levels, kind of like saving into your 401k out of every paycheck. We also discuss the importance of rebalancing. Sometimes parts of your investment portfolio will grow faster than others. Rebalancing your portfolio can help keep the original percentages in asset classes that you want. It can also help you sell high and buy low.

Andrew, Alex & Ryan welcome John Diehl, Senior Vice President of Hartford Funds, to the podcast. John joins the podcast and brings 35+ years of industry experience to the conversation. The team discusses Hartford’s research with MIT’s (Massachusetts Institute of Technology) AgeLab, behavioral finance, retirement longevity, trends in financial planning, and much more!

Ryan, Alex, and Andrew discuss the topic of Dementia. Horizon Advisers has years of experience helping families deal with long term care situations. Dementia is one of the leading conditions that lead to these complex issues. This article brings up some good points at how to keep the mind sharp. What you may be able to do to increase brain health.
https://www.barrons.com/articles/dementia-alzheimers-prevention-research-f3a67612