
Calling All Real Estate Investors
Caeli Ridge
Listen along to this podcast or watch the videos of each episode at https://community.ridgelendinggroup.com or YouTube.com/RidgeLendingGroup
Ridge Lending Group (RLG) is a nationwide lender and second-generation company specializing in residential investment property financing. But the heart of Ridge Lending Group is our commitment to the continued education and success of our clients.There is a reason that we are the #1 choice for so many repeat clients and referrals. Ridge Lending Group remains a standout leader in the industry by providing the most competitive programs and rates available and unsurpassed customer service. From the beginning of your loan transaction through closing and beyond, we are your dedicated resource team for financing and all things related to real estate investing.
1.855.74.RIDGE (855-747-4343) or email to [email protected]
Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved
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Reviewing Community Questions
Calling All Real Estate Investors
09/07/22 • 60 min
Larry Bailey hosts this episode, and he reviews some Community questions:
- The Process of changing an owner-occupied into an investment property
- Cost Segregation practices/strategies
- 1031 Exchanges
- Dealing with a Lender that limits your limits on lending based on your financed properties
- Some other great information
Check out the video with the screen share and the documentation in the Community.
You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/listAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at [email protected]
Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group
NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved
Privacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice

Top 10 Things TO DO During a Loan Transaction
Calling All Real Estate Investors
06/27/23 • 49 min
Caeli Ridge recorded this episode on 6/27/2023
Caeli details Ridge Lending Group's list of the Top 10 Things TO DO during a loan transaction. Some of this list may resonate easily with you, while with others you may have never thought of their importance. Tune in to hear Caeli's insight and expertise on the list.
A spirited Q & A from our members during the live event following the list !
Check out the list on our website here !
https://ridgelendinggroup.com/top-10-things-to-do-during-a-loan-transaction/
Check out the video with the screen share and the documentation in the Community.
You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/listAs always, give Ridge Lending Group a call if you have any questions at
855-747-4343 or email us at [email protected]
Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group
NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved
Privacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice

Live with Caeli - 2-8-2022
Calling All Real Estate Investors
02/17/22 • 42 min
Live with Caeli - 2-8-2022 Replay

Introduction to the Ridge Lending Group Community Live Events
Calling All Real Estate Investors
01/31/22 • 6 min
These live weekly kind of educational platforms are going to, I hope, adds some great value to you all. We're very interested in feedback. So first and foremost, as our first kind of stab at this, I would like to hear from each of you on this live recording today.
I'm going to give you just the quick 30,000 foot view about Ridge, who we are as a company, what it is that we do. Some of you have heard this sound bite before, so I hate the idea of being redundant, but for everybody else, this is what we're about.
We are a second generation company. We focus a large amount of our attention on the non-owner-occupied individual residential real estate investor. We do commercial as well, but residential is most of what occupies our day to day.
We are licensed nationwide, so we have a nice, broad footprint. There are four states that are an exception to that statement. We are not in Alaska, North Dakota, New York or Vermont. Pretty sure it's Vermont. Otherwise, we're going to be everywhere
I am a fellow real estate investor. I've held many, many properties all over the United States, so I hope that that unique perspective adds some credibility to who we are and what we deliver for our investor clients.
It's really about teaching our clients how to get to that next level, and that goes back into the optimization.
We will find a way in which to educate you, to get you to qualify, right? If there's some wood that we have to cut upfront, we're able to lay it out, provide you with the information so that you have the tools to then get back in the saddle when the time comes.

How to Qualify and Prepare for your Next Investment Property
Calling All Real Estate Investors
06/22/22 • 34 min
Caeli Ridge and Larry Bailey host this episode and we talk How to Qualify and Prepare for your Next Investment Property.
We covered:
- How Ridge Lending Group customizes your loan program for your next investment
- Ridge Lending Group is not a one-size-fits-all
- Fannie/Freddie
- DSCR
- Bank Statements
- ITN
- 1099
- Ideas for "finding" money for investments
- Joint Venture
- Line of Credit or Cash-Out Refinance your primary home or investment property
- Other People's Money (OPM) and leverage
- Use your LLC and record a lien to make the refinance a Rate/Term refinance
- Adjustable Rate Mortgages should be strongly considered now
- Listener question -
- What could be the best choice of how to take an investment property owned free and clear and turn that into more investment opportunities
- 1031 Exchange overview and comments
- Taking your current primary home and turning it into an investment property ("House Hack")
You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/listAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at [email protected] or send a text to 503-741-2142
Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group
NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved
Privacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice

Weekly Market Newsletter 5-31-2022 www.RidgeLendingGroup.com
Calling All Real Estate Investors
05/31/22 • 12 min
This is the weekly market newsletter from Ridge Lending Group.
The information is sourced from MBS Highway.
As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at [email protected]
Copyright ©2022 Geneva Financial, LLC, DBA Ridge Lending Group
NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved
Privacy Policy | Legal Disclosure | Consumer Access | Texas Mortgage Notice

New Product Alert! Cross Collateralization Line of Credit for Investment Properties
Calling All Real Estate Investors
10/03/23 • 5 min
Caeli Ridge pre-recorded this episode on 10/3/2023
Caeli introduces a new product Ridge Lending Group has - Cross Collateralization Line of Credit for Investment Properties!
Individual or Multi-Unit Properties, Residential or Commercial Housing up to 24 units.
Starts as minimum line amount of 1 million, and goes all the way to 25 million.
80% LTV, 18-24 month terms, Purchase or Refinance with fixed or floating rate options.
Foreign Nationals are eligible for this product. Or in any state other than NY or ND.
Interest Rate based off of SOFR (Secured Overnight Funds Rate) + 5.25
Time to Close- 20 days on Average. Pre-Payment Penalty = 0
Recourse and Non-Recourse Options Available. Anything over 3 Million will automatically be Recourse.
Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
https://www.youtube.com/c/RidgeLendingGroup
You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/listAs always, give Ridge Lending Group a call if you have any questions at
855-747-4343 or email us at [email protected]
Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group
NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

The Income Snowball with Special Guest Tanisha Souza
Calling All Real Estate Investors
08/29/23 • 60 min
Caeli Ridge recorded this episode on 8/29/2023
The Income Snowball with Tanisha Souza from Tardus Wealth Strategies
Tanisha presents her Income Snowball method of acquiring rental properties and how to build a real estate portfolio fast in any market.
She details how Tardus and their patented calculator can help you in achieving financial freedom. Her presentation goes into detail on how to buy rentals without using savings ( Not the BRRR Method), how to acquire multiple assets with the same dollars, build a rental portfolio fast, creative massive monthly cash flow reserves and how to always be prepared for Real Estate buying opportunities.
Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
https://www.youtube.com/c/RidgeLendingGroup
You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/listAs always, give Ridge Lending Group a call if you have any questions at
855-747-4343 or email us at [email protected]
Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group
NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

DSCR vs. Conventional Loans & How to Compare Percentages of LTV's.
Calling All Real Estate Investors
08/01/23 • 40 min
Caeli Ridge recorded this episode on 8/1/2023
DSCR vs. Conventional Loans & How to Compare Percentages of LTV's.
Tune in to this week's Calling All Real Estate Investors live event with Caeli to learn the differences between a DSCR (Debt Service Coverage Ratio) Loan and a Conventional Loan.
Caeli will also review how to do the math when comparing LTVs (Loan to Value) per transaction. When should you pocket the extra down payment vs. when you should put more down.
Q&A throughout the episode on these topics and more!
Check out the video with the screen share and the documentation in the Community.
You can join these live each week by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/listAs always, give Ridge Lending Group a call if you have any questions at
855-747-4343 or email us at [email protected]
Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group
NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

Staying Consistent Long After the New Years Resolutions are Forgotten
Calling All Real Estate Investors
12/13/23 • 49 min
Caeli Ridge recorded this episode on 12/12/2023
Guest Speaker Brent Widman from Southwestern Consulting joins today as our guest speaker. Caeli and Brent have a great Q&A on what it means to stay consistent in life and discuss the power of writing your goals down in order to achieve them. They discuss many personal insights on what it means to be successful, and what drives us all!
You can contact Brent Widman at bwidman@southwesternconsulting,com or call or text him at 507-382-7641. He offers a 30 minute business action plan so please check him out to help you reach your goals!
Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
https://www.youtube.com/c/RidgeLendingGroup
You can join these live by following this link to join the call:
https://community.ridgelendinggroup.com/events/live-with-caeliAs always, give Ridge Lending Group a call if you have any questions at
855-747-4343 or email us at [email protected]
Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group
NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved
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FAQ
How many episodes does Calling All Real Estate Investors have?
Calling All Real Estate Investors currently has 122 episodes available.
What topics does Calling All Real Estate Investors cover?
The podcast is about Investing, How To, Podcasts, Education and Business.
What is the most popular episode on Calling All Real Estate Investors?
The episode title 'New Product Alert! Cross Collateralization Line of Credit for Investment Properties' is the most popular.
What is the average episode length on Calling All Real Estate Investors?
The average episode length on Calling All Real Estate Investors is 33 minutes.
How often are episodes of Calling All Real Estate Investors released?
Episodes of Calling All Real Estate Investors are typically released every 5 days, 22 hours.
When was the first episode of Calling All Real Estate Investors?
The first episode of Calling All Real Estate Investors was released on Jan 18, 2022.
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